Saturday, December 5, 2009

HouseLogic


The National Association of Realtors® is in the process of releasing an incredible website resource for homeowners. While the full edition is not expected to be rolled out until February 2010, the Beta edition is quite valuable in itself.

HouseLogic is a free source of information and tools that can help you make smart and timely decisions about your home.

With content covering home improvement, maintenance, taxes, finance, insurance, and even ways you can get involved in and enrich your community, HouseLogic can help you increase and protect the value of your home by helping you make confident decisions.

See it for yourself at www.HouseLogic.com


Saturday, November 28, 2009

Toys for Pamlico Kids


6th Annual
Toys for Pamlico Kids

November 16th - December 11th

Toys for Pamlico Kids holiday drive distributes toys to deserving boys and girls in Pamlico County. Unwrapped educational games as well as toys that reflect the diversity of our community for newborn children to 18 years of age can be dropped off at the following locations:

Department of Social Services - Alliance
Arapahoe Charter School - Arapahoe
Sea Gull and Seafarer - Arapahoe
Heartworks - Bayboro
Pamlico County Public Library - Bayboro
Tideland EMC - Grantsboro
The Piggly Wiggly - Grantsboro
First South Bank - Grantsboro
The Pamlico News - Oriental
Inland Waterway Provision Company - Oriental
Mesic Town Hall (Tues/Thurs – 4-5:30 pm • Nov. 2nd and Dec. 1st – 6:30-8 pm) - Mesic

To make a Monetary Donation, please mail your Non tax-deductible donation to the Pamlico County Chamber of Commerce, Attn: Toys for Pamlico Kids, P.O. Box 92, Grantsboro, NC 28529. Your monetary donations will be translated directly into toy purchases.

To Sign Up a Child in Need, please contact Joyce Swimm at the Pamlico County Chamber of Commerce at 745-3008 or Debbie Green, Pamlico County DSS* at 745-4086. *Please note that you do not need to be a part of the DSS system to qualify.

Toys for Pamlico Kids is sponsored by the Pamlico County Chamber of Commerce

Wednesday, November 25, 2009

Angel Food in New Bern NC


Last week I was invited to share a meal with a young family of four. We enjoyed a wonderful dinner with salad, vegetables and the best pork chops I have tasted in many years.

The husband had recently found work again after being a victim of “downsizing” and was out of work for over a year. The wife has been working reduced hours, nearly half what she used to work. It goes without saying that their funds are in short supply, and they are doing the best they can.

I found out later that they have been purchasing much of their food from an organization called
Angel Food Ministries. I had not heard of it before, so I looked it up on the internet. This group sells boxes of food in various assortments, priced to compare favorably over purchasing at grocery stores. The Signature Box is sized to feed a family of four for one week. It contains an average of $60 in food and is priced at $30. See the December Menu.

Current economic conditions have made things difficult for people of all income levels and Angel Food packages are available to everyone, without discrimination. You can find out more about
Angel Food Ministries, and perhaps place an order here.

If you should know of a family who would benefit from this program, I hope you will share the information with them.

Wednesday, November 4, 2009

New Bern Colonial Capitol Tour



Marvin, a fellow agent, and I both live and work primarily in the Oriental NC area, but frequently assist clients in other areas also. Since our company office is located in New Bern, we have an interest in keeping informed about the history surrounding that area. Tours are not all the same and we learn about different things with each tour taken. Most of these tours are walking or riding in a bus or trolley. Recently, we took the New Bern Colonial Capitol tour, which uses the Segway People Movers for transportation.

The Segway is one of the neatest machines I have ever seen. After a brief instruction session, we were outfitted with helmets and a receiver to better hear about the various buildings and sites, then we were on our way. Never having been aboard a Segway before was no problem, they are very easy to use. You must be careful not to rub up against a curb or another rider's wheel, and be attentive when riding on a slanted surface.

I won't go into the history that we learned, but can tell you that we learned quite a lot and had a great time. If you happen to find yourself in New Bern with a couple free hours on your hands, this tour is highly recommended. Contact Neal Davis at:
http://www.tarheeladventures.com/. Tickets must be purchased in advance.



Friday, October 30, 2009

How is the Real Estate market in Pamlico County?

I am asked this question a lot by those who may be considering placing their home up for sale. The picture is not as pretty as we might like, but perhaps it will help you understand what is, and has been happening. The graph shown is for homes only, lots and commercial properties are not included. This graph shows the number of homes sold in Pamlico County each quarter since January 1, 2008.


As you can see, during the past year there have been a total of 67 homes sold in all of Pamlico County, or an average of about 5.58 homes sold per month. Currently there are 213 homes actively listed for sale in the area.

When there is a 6 month supply of homes, it is considered to be a normal, balanced market. Less than a 6 month supply is a Sellers’ market, and more than a 6 month supply is a Buyers’ market.
Using the figures above, you will see that Pamlico County has more than a 38 month supply of homes on the market at the present time. This puts us very deeply into a buyers’ market, meaning that there are more homes available than there are buyers to absorb the excess in a timely manner.

Having such a large supply of homes is an indication that prices for many of the homes are too high. If you are thinking of purchasing a home in the area, be sure to select an agent who will prepare a current Comparative Market Analysis for you on any home you select.

Yes, homes are being sold and buyers are naturally picking the best values for their dollars. This means that any home being placed on the market should be immaculately clean, in good repair, and priced about 5% below its current market value. Otherwise, that home could be on the market for a very long time.

If you should have any questions, please feel free to contact me by e-mail at: Joe@JoeBrant.com.

Joe Brant, ABR, GRI, e-PRO
Keller Williams Realty
http://www.joebrant.com/
(252) 675-3038

Wednesday, October 21, 2009

Important Halloween Precautions


With Halloween approaching rapidly, adults should take precautions to ensure that their children will have a safe, enjoyable evening when they go out trick or treating.

For starters, parents should make sure children wear well–fitted clothing and shoes that make it easy for them to move around without stumbling. Try on costumes before Halloween. Ask your child to walk around the house a bit. That way you can fix anything that might cause a fall or is constrictive. Make sure accessories, such as swords, are made of soft or flexible material.

Young children should be encouraged to use makeup rather than masks because masks can obstruct vision, especially in the dark. Children should also carry flashlights, and wear light–colored costumes decorated with reflective tape that can easily been seen by drivers. Adults should remember to take extra precautions when driving on Halloween night because children will be everywhere.

It's best to have at least one adult accompany each group of children. If children are old enough to be out on their own, parents should know the approximate "path" they plan to take, and all children should have a specific time limit for when they are to return home (a portal alarm clock can be carried as a reminder). Instruct children to be selective regarding the homes they visit – only those with lights on, preferably in neighborhoods they know.

Children should never trick or treat alone and should not enter any home, unless it is the home of a friend.

Children should be especially wary of cars, remembering to avoid running across streets and checking driveways for cars backing out. They should be instructed to cross only at corners, and never between parked cars or mid–block.

Instruct children to stay clear of cats and dogs while in costume. A strange costume can make even the tamest dog aggressive.

Emphasize that all goodies need to be brought home for inspection before eating. Explain why this is important to children. Only eat treats in original, unopened wrappers. Throw away candy if wrappers are faded, have holes or tears, or if the candy has been unwrapped.

Check fruit and homemade treats for punctures or contamination. Allow your child to eat such items only if from someone you know and trust. Fruit should be cut into sections to check for sharp objects. Feed the kids before trick or treating and they'll be less tempted to eat from their bag.

If you suspect a potential poisoning, contact the poison center immediately at 1–800–222–1222

Children get very excited in anticipation of Halloween.
These simple precautions will keep the day safe and fun for all.

Sunday, October 11, 2009

Interest rate drop fuels demand



According to Freddie Mac, 30-year-fixed-rate mortgage average fell further to 4.87 percent with an average 0.7 point for the week ending Oct. 8 from 4.94 percent last week. “Such low rates are spurring mortgage demand,” said Frank Nothaft, Freddie Mac vice president and chief economist, in a statement.

"Interest rates for 30-year fixed-rate loans were the lowest since mid-May; 15-year FRMs were at a record low since data were first collected in 1991 and 5-year ARMs also hit an all-time record starting in 2005. Compared to a year ago, consumers could shave almost $134 off their monthly mortgage payments on a 30-year fixed-rate loan for $200,000 by refinancing.

In addition to spurring mortgage demand, applications were up to a 19-week high over the week ending in Oct. 2, according to the Mortgage Bankers Association – applications to purchase a home were at the strongest pace since the beginning of 2009.